Privacy Policy

The website (hereinafter "Website") is the property of the company FIIZY Ltd. (Registration No. 12694462, with address: Toom-Kooli 1, Tallinn, Old-Town 10130, EE).

Our Privacy Policy

For the use of our Website the use of cookies is necessary. Cookies are used for the purpose of determining the country of origin of the people who visit our page, if you wish you can configure your browser to be warned on the screen of the receipt of cookies and prevent the installation of cookies on your hard drive. Please consult the instructions and manuals of your browser to expand this information.

Welcome to Solcredit. We believe that you deserve the utmost respect when it comes to security and the use of your personal data. That is why we have drafted our Privacy Policy as clearly as possible.

Our Privacy Policy is applicable to all our current and existing customers and may change over time. Solcredit reserves the right to update and modify this Policy at any time, with or without prior notice.

The privacy policy of FIIZY Ltd. is aimed at the protection and security of personal information provided by visitors (hereinafter "Clients") who use the Website. The personal information consists of the personal data of the users of the Website such as name and surname, contact information, telephone number, email, data of the DNI / NIE, data of the company where he works, number of the bank account and other personal data (hereinafter "Personal Information").

Compliance with current laws

FIIZY Ltd. carries out its activities in accordance with all laws and regulations of Estonia regarding the protection of users' personal information. FIIZY Ltd. uses reliable technical means and security tools to prevent the loss, evasion, modification, theft and unauthorized access to users' personal information.

Services and use of personal information

FIIZY Ltd. offers users free services that are only for information purposes, through which the potential customer can find a company that offers microcredits (hereinafter "Partner"). Using our services the client must complete one or more online applications that require the introduction of personal information, including name, surname, contact information, telephone number, email address, DNI / NIE number, company data where he works , bank account number and other personal information.

The collection and use of personal information of customers are subject to this Privacy Policy.

In accordance with current legislation, the Client is not obliged to provide his / her personal data and / or assign the permission of its use to FIIZY Ltd. The Client has the right to prohibit the use of his / her personal information, therefore the transfer of this information by the Client is totally voluntary. If the Client refuses to provide their personal data for FIIZY Ltd. to process them, FIIZY Ltd. reserves the right not to offer its services to this Client. By confirming your consent to the use of personal information, the Client automatically agrees to accept all the Conditions listed on this page.

Immediately after the Client submits his request to obtain a microcredit, FIIZY Ltd. will process and send this personal data to one or more of the Partners that collaborate with FIIZY Ltd. By sending the request through FIIZY Ltd., the Client accepts all the principles of this Policy, thus allowing FIIZY Ltd. or its Partners to communicate with the Client using the email address and telephone number to process the request and offer their services, in the most appropriate manner for the client. Client. The Partners of FIIZY Ltd. reserve the right to verify and evaluate the financial situation of the Client with the participation of third parties. FIIZY Ltd. does not offer any type of financial services by itself.

The information on the FIIZY Ltd. Website is for informational purposes only and is not intended to recommend the use of specific services / products among those offered on this Website. FIIZY Ltd. is not responsible for the Customer's decision, taken as a result of reading the information provided on this Website.

By accepting the legal conditions of FIIZY Ltd, you are informed and authorize that the data completed in the web form www.solcredit.co.uk can be transferred to companies that offer microloans and therefore treat your data in order to process the loan requested by you

The information we collect

FIIZY Ltd. collects the personal information of the users of the Website by processing the requests of potential and real customers. The contact and financial information that is processed by FIIZY Ltd. is used to provide the information services described above.

The technical data of the users' computers, as well as the software, are automatically collected and processed by FIIZY Ltd., and can be transferred to third parties for analysis.

These data include: the IP address, the type of browser, the domain name, the access hours and the addresses of the web pages through which the user arrives at the FIIZY Ltd website. The information mentioned above is used to improve the quality of our services and generate usage statistics from the FIIZY Ltd. Website.

Age Restrictions

The customers of FIIZY Ltd. can only be persons over 18 years of age. Minors can not benefit from our services and therefore are not authorized to send us their personal data.

Communication

At any time the Customer may request the deletion of their personal data from the FIIZY Ltd database. The Client can do so by sending the request to the email address info@solcredit.co.uk or using the contact form on the FIIZY Ltd website. The Client always has the right to access and manage the information provided to FIIZY Ltd. If the Client wishes to exercise this right, it is sufficient to request it by writing to info@solcredit.co.uk.

Consent

By providing us with your data and / or by using our service, you accept this Privacy Policy and express your consent for us to use and disclose your personal data in the manner we express below. If you do not agree with any of the most important uses, we will not be able to process your request.

Specifically, you give your consent for us to place cookies or similar technological elements on the computer from which you visit our website and / or make an application. Below you will find more detailed information about cookies.

In addition, you also give your consent for us to share some of your data with third parties (carefully selected), which may contact you through electronic means (including SMS and email) to offer products and services without specifying.

Security

We are aware of the need to adequately protect and control personal and financial data that you buy with us. This information is protected thanks to a Secure Sockets Layer (SSL) protocol and the restricted access of our employees only for what they need to know. We store information in encrypted forms and control access through secure web pages. We use firewalls and other security systems to protect our systems from external attacks.

Our security systems meet or exceed the requirements of the industry and we constantly analyze the progress of the internet to ensure that our systems progress at the same time. To make sure they are up to date, we also put them to the test every now and then.

Finally, we are subject to United Kingdom data protection laws, which we comply with in detail and for which we show great respect.

Web Analytics

This website may use Google Analytics, a web analytics service provided by Google, Inc., a Delaware company whose head office is at 1600 Amphitheater Parkway, Mountain View (California), CA 94043, United States ("Google").

Google Analytics uses "cookies", which are text files located on your computer, to help a website analyze the use made by users of the website. The information generated by the cookie about your use of the website (including your IP address) will be directly transmitted and filed by Google on servers in the United States.

You can reject the processing of data or information by rejecting the use of cookies by selecting the appropriate configuration of your browser, however, you should know that if you do so, you may not be able to use the full functionality of this website.

By using this website you consent to the processing of information about you by Google in the manner and for the purposes indicated above.

Information gathering

We obtain information about you in two different ways: on the one hand through your online application, and on the other thanks to external sources such as credit reference agencies and customer service providers.

Compilation of additional information

So that system administrators can provide information to our advertisers, in addition to the personal and financial information that you provide, we may obtain information about your computer (whenever possible) such as your IP address, operating system and type.

This type of information is statistical and reflects methods and search models but does not identify any person. We may also obtain information about the general use you make of the Internet by inserting a cookie that will be stored on your computer's hard drive, but which does not identify any person either. This information is returned to the server every time the browser needs a server page that allows the web server to identify and track the browser it is using. Thanks to cookies, we can improve our service, make an estimate of our audience and use models, store information about your preferences and recognize you when you return to our website.

You can configure your web server to block cookies (or to do so only with third-party cookies), but if you do, you may not be able to make full use of our website or take advantage of certain promotions that we launch from time to time. Keep in mind that third parties advertised on our website may also use cookies, but we do not exercise any control over them.

We want to offer you the best possible service, so your call may be recorded for quality reasons and staff training. The recordings may be used to combat fraud.

Use of your data

We may sell or share the data you provide with third parties involved in the process of providing the requested services, such as borrowers, offices, credit reference agencies, customer service providers and collection agencies. We have a relationship of trust with these carefully selected third parties who provide service on our behalf. To ensure the security of your personal data, all service providers are subject to contract.

We are the ones who control the information and may use your personal data for statistical analysis; development and improvement of our products; data update; etc. We may also use them to detect other products of ours that may interest you; evaluate credit and insurance risks, organize, finance and administer insurance and process claims; to identify, prevent, detect or combat fraud, money laundering and other crimes; to carry out other regulatory controls; keep you informed about your loan; for market studies and for the products and services we offer to third parties.

We will keep your personal data confidential and will only pass it on to third parties in the following cases:

So that the agents and subcontractors that act in ours can operate with our business of loans and obtain the payment.

To share information with organizations that offer a centralized application service on mortgage applications, with the purpose of detecting and preventing fraud.

To reputable brokers, in the event that you make a request at www.solcredit.co.uk and it is denied or there are no funds available, we are sure that they can help you obtain a loan.

By submitting your data and by accepting the terms of this privacy policy, you accept and express your consent to the use and disclosure of your personal data in the aforementioned cases.

i) When you make a loan request, we will check your data (and others if necessary) and compare them with:

to. ours b. those of credit reference agencies c. those of fraud prevention agencies.

Contact by Solcredit and third parties

As part of the application process, we will contact you to inform you about our products and services by phone, mail, email and SMS (or other reasonable method).

If at any time you wish to stop receiving information from third parties, you will have to follow the instructions on how to unsubscribe that the third party has at that moment. Keep in mind that we only work with trusted companies that respect the right of withdrawal from any marketing communication, but that you are responsible for managing said withdrawal or any dispute that may arise.

Our website may contain links to third-party websites. If you follow a link to any of these websites, please keep in mind that these websites have their own terms and privacy policies and that we are not responsible for them. You may receive tracking information and offers from third-party companies when you register at Solcredit, and since we only work with selected companies, we are not responsible for the services or representations of third parties.